Protected from
                           the Unexpected

                   Protected from
                           the Unexpected

General Insurance

 

Building Insurance

Everyone who is buying their property with the help of a mortgage should be aware that the mortagage company will stipulate that the property must have buildings insurance policy in place at all times throughout the lifetime of the mortgage. Every mortgage company will insist on this policy being in place from the day the mortgage starts, and in fact, some companies insist on receiving a copy of the policy before they release the mortgage funds. Those people who don’t have a mortgage or loan secured on the property would be well advised to have a buildings insurance policy. It is essential for many reasons including accidental damage. If there were to be a fire, for instance, and there wasn’t any insurance in place, then all repairs would need to be paid for by the owner. Additonally if another property was damaged through this accident, then the repairs to the other property would also be required to be paid.

 

Contents Insurance

Take a look around your home. If you added up how much items within your home such as electrical goods and furnishings cost, the total could easily run into thousands of pounds. A fire or flood can cause massive amounts of damage to both your building and its contents. How much more would those items cost now than when you bought them if you had to replace them? With inflation pushing the price of goods up every year, that washing machine that was bought 7 years ago could well cost double the original purchase price to replace. That’s why contents insurance is so important to have. It gives you peace of mind and financial protection against damage to, or the loss of the contents of your home. It is important to get the right cover for your own needs so give us a call to discuss your requirements.

 

Landlords Buildings & Contents Insurance 

You’ve invested in your rental property to provide you with long-term financial benefits, so it makes sense to protect your investments by insuring the building and its contents.