Protected from the Unexpected

General Insurances

Building Insurance

Everyone who is buying their property with the help of a mortgage should be aware that the mortagage company will stipulate that the property must have buildings insurance policy in place at all times throughout the lifetime of the mortgage. Every mortgage company will insist on this policy being in place from the day the mortgage starts, and in fact, some companies insist on receiving a copy of the policy before they release the mortgage funds. Those people who don’t have a mortgage or loan secured on the property would be well advised to have a buildings insurance policy. It is essential for many reasons including accidental damage. If there were to be a fire, for instance, and there wasn’t any insurance in place, then all repairs would need to be paid for by the owner. Additionally, if another property was damaged through this accident, then the repairs to the other property would also be required to be paid.

Contents Insurance

Take a look around your home. If you added up how much items within your home such as electrical goods and furnishings cost, the total could easily run into thousands of pounds. A fire or flood can cause massive amounts of damage to both your building and its contents. How much more would those items cost now than when you bought them if you had to replace them? With inflation pushing the price of goods up every year, that washing machine that was bought 7 years ago could well cost double the original purchase price to replace. That’s why contents insurance is so important to have. It gives you peace of mind and financial protection against damage to, or the loss of the contents of your home. It is important to get the right cover for your own needs so give us a call to discuss your requirements.

Landlords Buildings & Contents Insurance 

You’ve invested in your rental property to provide you with long-term financial benefits, so it makes sense to protect your investments by insuring the building and its contents.

Our Clients’ believe we’re
the right team…

Mr W
February 2019

Gavin is a very welcoming chap who has only interested in getting you the best deal. We have used Gavin now for 2 years and he has never let us down, top bloke, worth every penny. Nothing is too much trouble for him, and any questions are answered straight away.

Get in touch today for more information…

CONTACT US

GBFC Mortgage Centre
32 Sycamore Drive
Torpoint
Cornwal
PL11 2NA

01752 814 457

07968 149 066

Office hours:

Mon-Fri: 9:00 – 17:00
Sat & Sun: Appointment Only
Evening appointments available on request

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Gavin Bettinson t/a GBFC Mortgage Centre is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate all Buy to Let mortgages.

This firm charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity, but will be a fee of between £200 and £300. The precise amount will depend on your circumstances. This fee is payable on application. We will also be paid a fee from the lender.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Wills and Overseas mortgages are not regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED AGAINST IT. Securing short term debts against your property could increase the term over which they are paid and therefore increase the overall amount payable.

Wills and some trusts are referred to a 3rd party. GBFC Mortgage Centre and PRIMIS Mortgage Network are not responsible for any advice received from the 3rd party.